Needs and Problem of Health Insurance in India

Abstract

A premium, which can be paid in advance by a person or a group, can be used to purchase
health insurance. The goal is to assist individuals obtain better access to healthcare. For both
individuals and corporations, Indian insurance companies provide a wide range of products,
including health insurance. Looking at factors such as infant mortality, maternal mortality, life
expectancy, and the number of live births and deaths can tell you a lot about a country's overall
health. Although India has achieved great strides since its independence, there are still some
concerns with health insurance in the country. The study concluded that health insurance in India
has both advantages and disadvantages.